Terms of Service

newstock.ai is an investment research and information tool. We map how published news may affect industries and companies, with estimates of impact levels, what may already be priced in, and crowding. News, market data, and analysis updates may be delayed. These estimates are not validated probabilities of price movements or forecasts of investment returns.

The Service is for informational purposes only. We are not a registered investment adviser, broker-dealer, or asset manager. Nothing here constitutes investment advice, personalized recommendations, or asset management, and we make no suitability determination based on your individual circumstances.

All investment decisions are yours alone, and you bear all resulting gains and losses. You should exercise independent judgment before any trade and consult a licensed professional where appropriate.

You must provide accurate registration information, keep your account secure, and remain responsible for all activity under your account. You may not use the Service for any unlawful purpose, or scrape, reverse-engineer, or abuse its data and APIs.

All data, analytical estimates, impact chains, and other content are provided for reference only and may be delayed, inaccurate, or incomplete. Our data comes from third-party sources (such as Yahoo Finance, Nasdaq and SEC EDGAR), and we do not guarantee its accuracy, completeness, or timeliness.

Our analysis is an interpretation of published information and may be incomplete or incorrect. It does not predict future stock prices or provide buy or sell recommendations. Past performance does not guarantee future results. Investing carries risk, and you may lose some or all of your principal. To the maximum extent permitted by law, we are not liable for any direct or indirect losses arising from your use of, or inability to use, the Service.

The Service is provided "as is" and "as available" without warranties of any kind, express or implied.

Subscriptions can be purchased in two ways: by card on this website, processed by Stripe, or through the Apple App Store in the iOS app. In both cases the price, currency and billing period are shown before you confirm payment — by the App Store for app purchases, and on the Stripe checkout page for web purchases. New accounts receive a 7-day Pro trial without a payment method. This account trial does not automatically become a paid subscription; unless you separately purchase an active subscription, access returns to the free tier when the trial ends. A purchase requires you to choose a plan and confirm it with Apple.

App Store subscriptions renew automatically unless canceled before the current period ends. Manage or cancel them in your Apple Account subscription settings; Apple shows when cancellation takes effect. Deleting your Newstock account or uninstalling the app does not cancel an App Store subscription. Web subscriptions are processed by Stripe and renew automatically. Cancel them any time under My Account → Manage Subscription; cancellation takes effect at the end of the current period. When you delete your Newstock account, we also cancel the Stripe subscriptions this product created for it.

Refunds are governed by our Refund Policy. If prices change, we will give advance notice, and changes apply only to subsequent billing periods.

Google Play is currently limited to isolated testing; Android purchases are not enabled in the public release. In builds that enable purchases, Google Play shows the plan, price, currency and billing period for your confirmation. Cancel automatic renewal separately in Google Play. Deleting your Newstock account or uninstalling the app does not cancel a Google Play subscription. Subscriptions bought on this website are handled separately by Stripe and are unaffected by Google Play.

You can sign in with an email verification code or use Sign in with Apple in supported versions of the iOS app. Sign in with Apple uses an Apple-provided account identifier to link your Newstock account and supports Apple's Hide My Email relay addresses. Keep the email address associated with your account able to receive verification codes and service notices. If you notice unauthorized use of your account, contact support@newstock.ai immediately.

The Service's software, interface, copy, factor models, impact-chain algorithms, and all related content are owned by IARTSHOW CORP or its licensors and protected by intellectual property law. You may not copy, modify, distribute, sell, or create derivative works from them without written permission.

You may stop using the Service and cancel your subscription at any time. If you violate these Terms, we may suspend or terminate your account without prior notice. Provisions that by their nature should survive termination (such as disclaimers, intellectual property, and limitation of liability) remain in effect.

These Terms are governed by and construed under the laws of the United States. Any dispute arising from the Service shall first be addressed through good-faith negotiation; failing that, it shall be resolved by a US court of competent jurisdiction or under applicable arbitration rules.

We may update these Terms from time to time. Material changes will be announced through the Service or by email. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.